Payment providers are services that help you collect payments online. When a buyer clicks the purchase button, the payment provider securely processes the payment details, confirms the result, and transfers the funds to you according to their rules.
You can think of it like a card terminal in a physical store: the customer doesn't hand their card details to the clerk, but completes the transaction through a trusted payment service. Kanorio does not store the buyer's full card number or bank payment details.
Kanorio strives to keep buyers on your website to complete their payment (industry-standard Embedded checkout), reducing the drop-off rate caused by redirecting to external payment pages. To see what buyers actually experience, please read: Checkout Flow: How Buyers Purchase.
Kanorio does not handle your transaction funds, nor do we act as a payment intermediary. Whether you use Stripe Connect, PAYUNi, or other payment services, buyer payments are collected directly by the provider and deposited into your account with them according to their payout rules. Simply put, money flows directly from the buyer to the payment provider, and then from the provider to you—Kanorio never touches any of your transaction funds.
Kanorio's transaction fee is a separate service charge and is unrelated to the flow of your transaction funds. For details, please read: .
Please choose based on your business location, settlement currency, and the payment methods your buyers prefer. You can manage these in the dashboard under "Store → Settings".
| Payment Method | Best For | Buyer Experience | Important Limitations |
|---|---|---|---|
| Sellers in Stripe-supported countries/regions who accept international credit cards | Fixed and custom amounts are mostly completed on-page (Payment Element) | Actual availability depends on Stripe's official list and activation screen | |
| Taiwan-based sellers wanting to offer credit cards, ATM, or convenience store codes | Fixed and custom amounts are mostly completed on-page (UNiEmbed); ATM/convenience store codes are offline payments | Supports TWD only | |
| Taiwan-based sellers wanting buyers to pay via LINE App | Kanorio checkout confirmation page → LINE Pay authorization (Credit card or LINE Pay Money balance) | Supports TWD only; mobile payments only, does not include ATM/convenience store options | |
| Taiwan-based sellers wanting buyers to pay via JKO App | Kanorio checkout confirmation page → JKO Pay |
Stripe Connect and PAYUNi are integrated payment services (also known as "payment aggregators"). Once you set up an account, buyers typically complete their card payment within the Kanorio checkout page (Embedded checkout) and can use card numbers, ATM, or convenience store tools based on available options.
This is ideal for sellers who want to offer multiple payment tools at once and prefer to have payment data handled by the provider.
Mobile payments refer to services that handle specific payment methods, where the buyer completes authorization via a wallet app on their phone. Once enabled, the buyer reviews the product and amount on the Kanorio checkout confirmation page before proceeding to the corresponding wallet app to pay.
You can bind one integrated payment service and multiple mobile payment services simultaneously; however, at checkout, the buyer will only see the "payment surface" you have selected to avoid duplicate payment options on the checkout page.
| Your Situation | Recommended Reading |
|---|---|
| You are in a Stripe-supported region and want to accept international credit cards | (Recommended for most cross-border sellers) |
| You are in Taiwan and your buyers are used to ATM, convenience store codes, or local credit cards | |
| You are in Taiwan and want to accept LINE Pay | |
| You are in Taiwan and want to accept JKO Pay | |
| You offer free resources and don't need to collect money | (Free Plan section) |
Yes. Kanorio supports:
They can be bound to the same website at the same time. However, during checkout, the buyer will only use the payment surface you have selected in "Store → Settings"—they will not be asked to choose between "PAYUNi" and "LINE Pay" again on the checkout page.
A payment provider is a service that securely processes online payments and payouts. It verifies payments, returns success or failure results, and transfers funds to the seller according to its rules.
Credit cards, ATM, and mobile payments require regulated payment services to handle transactions, identity verification, and risk management. Using a payment provider prevents you from having to handle sensitive buyer payment data yourself.
No. You can only enable one integrated payment service at a time. You can, however, combine "one integrated payment service + mobile payments."
Yes. Stripe and PAYUNi's card blocks are embedded into the checkout page (Payment Element / UNiEmbed) and are securely handled by the provider, so the appearance may differ slightly from Kanorio. Mobile payments (like LINE Pay or JKO Pay) require authorization in their respective apps. ATM or convenience store codes display payment info on the checkout page. See Checkout Flow for more details.
Simply put, it means the buyer can pay without leaving your website. It is also known as Embedded checkout in the industry; Kanorio's Stripe and PAYUNi integrations already use this method.
| Supports TWD only; mobile payments only, does not include ATM/convenience store options |
| Free Plan | Sellers offering free downloads, materials, or resources | Content accessed immediately after checkout | Limited to fixed prices of 0; cannot be used for custom amounts |
